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Universal life insurance (often shortened to UL) is a type of permanent life insurance, primarily in the United States of America. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy. -- Wikipedia

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What Is Universal Life Insurance? | BestLifeRates.org

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IUL Life Insurance : Best Life Insurance Companies in USA | Living Ben

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Variable Life Insurance - Ami Ahuja

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